Amplify your Summer! Spend $5 for your chance to win $5,000! Full Details
Your New Credit Card Features
- Faster payments: Payments will post to your balance and be available immediately (unless the account is delinquent).
- One app, one place: Manage your credit card directly inside our mobile app—no more switching between apps.
- Same low rates: Continue to enjoy our low rates with no annual fee and some of the best credit card rates in the market.
- View the Credit Card Upgrade Q&A
Key Features
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Competitive Rates
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No Annual Fee
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Increased Purchasing Power
Your New Credit Card is Ready
On May 18, 2026, please activate and begin using your new First Financial Credit Union credit card. Your previous card will no longer work after activation. Please contact our Member Resource Center with any questions or for assistance at 505-766-5600, 800-342-8298, or stop by any branch.
- Contactless Technology (Tap n Pay)
- Annual Percentage Rate (APR) for Purchases as low as 6.9%*
- APR for Balance Transfers as low as 6.9%*
- APR for Cash Advances as low as 6.9%*
- Competitive, fixed rates
- No annual fee
- Increased purchasing power; accepted virtually everywhere, worldwide
- Zero Liability1
- eStatements
- Real-time Fraud Monitoring protection
- Manage your card 24/7 with online access
- Easily replaced if lost or stolen
1Please read the following disclosure that contains rates, fees, and other cost information, as well as agreements and terms that are related to the FFCU Credit Card.
New Credit Card Navigation
Enhanced credit card controls through our mobile app!
Instant On/Off functionality via the Mobile App
- Temporarily disable a card (turn off) if it is lost or misplaced and re-enable it once located.
- Turn cards off when not in use to help prevent unauthorized transactions and fraud.
Location Controls
- Block international transactions.
- Block or receive alerts based on geographic regions (city, state, postal code, or country).
- Compare the member's smartphone location to the merchant location for in-store purchases.
Spending Controls
- Restrict transactions that exceed a specified dollar amount.
- Receive alerts when the available balance falls below a selected threshold.
Transaction Controls
- Block or receive alerts for specific transaction types, including:
- In-store purchases
- Online purchases
- Mail/phone orders
- Auto-pay transactions
- ATM transactions
Merchant Controls
- Block or receive alerts for purchases at selected merchant categories, including:
- Department stores
- Entertainment
- Gas stations
- Grocery stores
- Travel
Manage your credit card anytime simply by logging in to your First Financial Credit Union Online Banking.
Thank you for your interest in applying for a First Financial Credit Union Credit Card. The credit union is updating the credit card portfolio from Visa to MasterCard, thus there is a temporary freeze on accepting new credit card applications. Credit Card applications will be available on October 16th, 2023, please ensure to apply for a credit card at that time. Thank you for your understanding.
Sincerely,
First Financial Credit Union Card Services